It is this: Watch your spendings.
For it is the people who are more concerned about getting money than about
how they spend it who come to grief. A very acute observer once told me
that the principal difference between the Scotch people and the Lancashire
people was that the former thought most about how they spent, and the
latter most about how much they got. And the difference, he said, was the
difference between a thrifty and an unthrifty people. I think that is true.
Nothing is more common than to find people worse off as they get better
off. They have learned the art of getting money and lost the art of
spending it wisely. They pay their way on L200 a year and get hopelessly
into debt on L500. They are safe in a rowing boat, but capsize in a sailing
boat.
Here is an axiom which I offer to all spendthrifts: We cannot command our
incomings; but we can control outgoings.
ON A TOP-HAT
A few days ago I went to a christening to make vows on behalf of the
offspring of a gallant young officer now at the front.
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